Finding a job in today’s world isn’t always easy, especially after leaving school. It can feel overwhelming trying to work out how to make money, gain independence, and afford the things you want or need. Whether you’re taking time to plan your next steps, have been made redundant, or are still figuring things out, there are money-making options available to help support you.
In this article, we’ll explore realistic and accessible money options in the UK, including Universal Credit, side hustles, part-time jobs, and other resources to help you manage your money while you’re not in full-time employment.
Universal Credit
Universal Credit is a government benefit that helps people who are unemployed or on low income. It’s designed to provide financial support while you look for work, gain new skills, or change careers.
Many young people claim Universal Credit when they leave school or college and haven’t yet found a job. It can also help cover living costs such as rent, food, and travel.
How It Works
Once you apply on the official GOV.UK website, you’ll be assessed for eligibility. If accepted, you’ll be assigned a work coach who can help you:
- Search and apply for jobs
- Write or improve your CV
- Explore training or education options
- Prepare for interviews
- Get back into work if you've been made redundant
Depending on your personal situation, you might also receive help with:
- Travel costs for interviews or work placements
- Laptop or phone access to apply for jobs
- Extra payments if you live independently or care for someone
Universal Credit is a great option to look into if you're out of work, as it not only offers financial support but can also help you move forward in your career journey.
Side Hustles You Can Start Now
If you’re not quite ready for full-time work or want to make some extra income on the side, starting a side hustle can be a smart and flexible way to earn money. You don’t need lots of experience or qualifications to begin, and you can often start from home or your local area.
Here are some popular side hustle ideas for young people in the UK:
Babysitting
Offer babysitting services to families in your local area. It’s a trusted way to earn cash, especially in the evenings or weekends.
Pet Sitting / Dog Walking
People love their pets, and many need help while they’re at work or away. Pet sitting or dog walking is ideal for animal lovers and can be promoted through social media or local community groups.
Baking or Cooking
If you enjoy baking, you could make cakes, cupcakes, or treats to sell at local markets or through social platforms like Instagram or Facebook Marketplace.
Tutoring
If you did well in school, consider tutoring younger students in subjects like maths, English, or science. Parents often look for affordable local tutors.
Car Washing
Start a local car washing service in your neighbourhood—especially on weekends when people are home. You’ll need a bucket, sponge, and some elbow grease.
Selling Clothes and Items Online
Declutter your wardrobe or home and sell items on sites like Vinted, eBay, Depop, or Facebook Marketplace. You can also buy low and sell high if you’re good at spotting bargains.
Shop Work or Market Stalls
Ask around local shops, cafés, and market traders if they need any extra hands. This can lead to part-time work and even long-term job opportunities.
Paid Surveys
There are several websites that pay you to complete surveys. You won’t earn loads, but it’s easy to do from home and can be a nice bonus.
Gardening or Garden Work
Offer services like mowing lawns, pulling weeds, or general clean-ups in your area. Elderly residents or busy families often appreciate the help.
Streaming or YouTube
If you’re creative or have a passion for gaming, tutorials, or talking about things you love, you could start a YouTube channel or stream online. It takes time, but some people eventually earn from ads, sponsorships, or donations.
These side hustles don’t just provide income, they also build useful skills like responsibility, customer service, and time management, which look great on a CV.
Part-Time Jobs
Sometimes, working part-time is more suitable than jumping into full-time work straight away. This is especially helpful if:
- You’re studying or training
- You’re managing mental health or recovery
- You have other responsibilities during the day
There are thousands of part-time roles available across retail, hospitality, care work, admin, and delivery. Part-time work is often more flexible, allowing you to work a few shifts per week and gain valuable experience while earning money.
Benefits of Part-Time Jobs:
- Flexible hours around your schedule
- Less pressure than full-time roles
- Builds your confidence and work experience
- Can often lead to full-time work if you want it
You can look for part-time work on sites like Indeed, TotalJobs, Gumtree, or local Facebook groups. Also consider walking into local businesses with your CV and asking directly—it still works!
Other Benefits and Support You Might Be Eligible For
While Universal Credit is the most well-known, there are other government and local benefits that may help you, depending on your situation:
Jobseeker’s Allowance (JSA)
If you’re over 18 and actively looking for work, you may be eligible for New Style Jobseeker’s Allowance, which is based on your National Insurance contributions.
Local Council Support
Local councils sometimes offer emergency hardship funds, travel support, or grants for young people. Check your local council’s website or speak to a job centre advisor.
Education Bursaries
If you’re in further education (college or sixth form), you may be eligible for a 16 to 19 Bursary Fund to help with costs like travel, meals, or materials.
Child Benefit / Carer’s Allowance
If you are a young parent or care for a family member, there may be additional benefits available such as Child Benefit, Child Tax Credit, or Carer’s Allowance.
Cheap Places to Get Essentials
If you’re on a low income, it’s important to know where you can get essentials without breaking the bank. Due to the cost of living crisis, more people are turning to alternative options to save money.
Charity Shops
These are great for affordable clothes, household items, and sometimes even electronics. You can often find high-quality items for a fraction of the cost.
Food Banks
If you're struggling to afford food, local food banks can help. You can usually be referred by your GP, school, or job centre or sometimes can just go to your local foodbank with no extra steps needed. Organisations like the Trussell Trust run food banks all across the UK.
Community Pantries
Some areas now offer low-cost food pantries where you can pay a small fee (like £5) and take home a week’s worth of groceries.
Freecycle & Facebook Marketplace
You can often find free furniture, clothes, and essentials on platforms like Freecycle or local selling groups.
Final Thoughts
Being out of work can be stressful, but there are plenty of options available to help you get by, and even thrive, while you plan your next steps. Whether you’re applying for Universal Credit, starting a small side hustle, or picking up part-time shifts, every little step counts.
Remember, support is out there. Don’t be afraid to reach out to job centres, career advisors, or even local community groups. You’re not alone, and your next opportunity could be just around the corner.
